Insurance guide for Wolverhampton Uber and private hire drivers 2026. What hire and reward insurance is, how much it costs and which providers to consider.
You need hire and reward (H&R) insurance which specifically covers transporting paying passengers. Standard comprehensive car insurance is NOT valid for private hire work. Uber also provides contingent coverage while the app is on, but you need your own H&R policy.
Hire and reward insurance in the West Midlands typically costs £1,500-£3,500 per year (£30-£70/week) for drivers under 35. Experienced drivers with clean records pay significantly less. Annual policies are more economical than monthly.
Yes. H&R insurance can be arranged on a rental vehicle. You will need the vehicle registration and rental agreement. SMV can provide all necessary documentation to support your insurance application.
You need hire and reward (H&R) insurance which specifically covers transporting paying passengers. Standard comprehensive car insurance is NOT valid for private hire work. Uber also provides contingent coverage while the app is on, but you need your own H&R policy.
Hire and reward insurance in the West Midlands typically costs £1,500-£3,500 per year (£30-£70/week) for drivers under 35. Experienced drivers with clean records pay significantly less. Annual policies are more economical than monthly.
Yes. H&R insurance can be arranged on a rental vehicle. You will need the vehicle registration and rental agreement. SMV can provide all necessary documentation to support your insurance application.
Ready to start driving? View our Wolverhampton fleet or call 07547 785322. We also have a full licensing guide and a free earnings calculator.
From £100/week. Fully maintained. Fast 24hr approval.