A breakdown is every private hire driver's worst nightmare — lost earnings, unhappy passengers and an uncertain timeline. Here is a clear plan to follow when it happens.

Step 1 — Get safe first

If your vehicle breaks down while carrying passengers, safely pull over as far from traffic as possible, switch on hazard lights, and ensure passengers exit safely away from traffic. Call your operator to inform them the job cannot be completed. Your safety and the safety of your passengers comes first.

Step 2 — Contact breakdown cover

If you have breakdown cover, call them immediately. Most providers aim to reach you within an hour on major roads. Have your membership number ready and be clear about your location — use a What3Words location or nearby road/landmark to speed up response.

Step 3 — Inform your operator

Let your operator know as soon as possible that you are out of action. The sooner they know, the sooner they can reallocate jobs and the less impact on your ratings and relationship with the platform.

Step 4 — Arrange a replacement vehicle

This is the most important step for your income. Contact SMV Vehicle Solutions as soon as you know your vehicle will be off the road for more than a few hours. We provide fast replacement taxi hire across the West Midlands. A replacement vehicle means you can get back to work the same day rather than losing days of earnings while your car is repaired.

Step 5 — Get the repair documented

Whether it is a garage invoice or a breakdown report, keep documentation of the breakdown. This may be needed for insurance claims, operator records or if the issue was caused by a fault outside your control.

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